Terms & Conditions

1. Acceptance of Terms

1.1 By accessing or using this website, you agree to be bound by these Terms of Use and Disclaimer (“Terms”).

1.2 If you do not agree to these Terms, you must not use this website.

1.3 These Terms may be updated from time to time without notice. Continued use of the website constitutes acceptance of any revised Terms.

2. General Information Only

2.1 All content on this website is provided for general informational and educational purposes only.

2.2 The content does not constitute, and must not be relied upon as:

• financial advice;
• legal advice;
• investment advice;
• governance advice;
• business or strategic advice specific to your circumstances.

2.3 You acknowledge that the information is general in nature and may not be appropriate for your individual situation.

3. No Reliance

3.1 You must not rely on any information on this website as a substitute for professional advice.

3.2 You agree to obtain independent professional advice tailored to your specific circumstances before making any decision or taking any action.

3.3 Any reliance you place on the content of this website is entirely at your own risk.

4. No Client or Advisory Relationship

4.1 Your use of this website does not create:

• an advisor-client relationship;
• a fiduciary relationship;
• a duty of care.

4.2 No such relationship arises unless explicitly agreed in writing under a separate formal engagement agreement.

5. AI and Technology Disclaimer

5.1 This website may include content generated, supported, or enhanced by artificial intelligence technologies, including future integration with digital advisory platforms.

5.2 You acknowledge that:

• AI-generated or AI-supported outputs may be incomplete, inaccurate, or outdated;
• such outputs are based on probabilistic models and not human judgment alone;
• no guarantee is made as to accuracy, completeness, or suitability.

5.3 You remain solely responsible for:

• interpreting any outputs;
• verifying their accuracy;
• determining their relevance.

5.4 No representation or warranty is given that any AI-enabled content is appropriate for decision-making purposes.

6. No Guarantee of Outcomes

6.1 Any frameworks, tools, insights, or methodologies provided on this website are intended as general guidance only.

6.2 No guarantee is made regarding:

• business outcomes;
• financial performance;
• decision quality;
• career progression;
• organisational results.

6.3 Outcomes will vary depending on individual circumstances, execution, and external factors beyond control.

7. Limitation of Liability

7.1 To the maximum extent permitted by law, the website owner excludes all liability for any loss or damage arising from or in connection with:

• use of, or reliance on, this website;
• any errors or omissions in content;
• any decisions made based on the content;
• use of any tools, frameworks, or downloads;
• use of any AI-generated or AI-supported outputs.

7.2 This includes, without limitation:

• direct loss;
• indirect loss;
• consequential loss;
• loss of profits;
• business interruption;
• loss of opportunity.

7.3 Where liability cannot be excluded under Australian law, it is limited to the minimum extent permitted.

8. Intellectual Property

8.1 All content on this website is owned by or licensed to the website owner unless otherwise stated.

8.2 This includes, but is not limited to:

• written content;
• frameworks and models;
• methodologies;
• insights and structured approaches;
• downloadable materials.

8.3 You must not:

• reproduce, distribute, or commercialise any content;
• modify or adapt materials;
• use content for commercial purposes,

without prior written consent.

8.4 All rights are reserved.

9. Third-Party Content and Links

9.1 This website may contain references or links to third-party content, platforms, or services.

9.2 The website owner:

• does not control third-party content;
• does not endorse third-party services;
• is not responsible for accuracy or reliability.

9.3 Accessing third-party content is done at your own risk.

10. User Responsibility

10.1 You are solely responsible for:

• how you interpret information;
• any decisions you make;
• any actions you take based on website content.

10.2 You agree that you use this website entirely at your own risk.

11. Permitted Use

11.1 You agree not to:

• misuse the website;
• attempt to gain unauthorised access;
• copy or scrape content;
• use the website for unlawful purposes.

12. Privacy

12.1 Your use of this website is also governed by the Privacy Policy, available on this site.

13. Governing Law

13.1 These Terms are governed by the laws of Queensland, Australia.

13.2 You submit to the exclusive jurisdiction of the courts of Queensland.